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Vehicle Insurance To Get Car Theft Cover

 "Car theft is currently very rampant." We are always asked to be vigilant because this vehicle theft can happen anywhere and anytime. Even today, thieves or robbers are very brave to carry out their crimes during the day when the roads are busy. Cars or vehicles are really needed by many people, especially for people who are busy and have to go several places in a day. We will certainly save a lot of time if we use our own car to reach all the places.

There are many types of cars or vehicles. Today's vehicles are also sold at a more affordable price and in a very easy way. This is what causes more and more people to buy cars and vehicle theft is increasingly rampant. So what should we do to prevent this theft? You certainly do not want to lose your special car just like that. Some people are trying to raise money to buy a car and they will be very sad when they lose the car. Therefore you need to protect your car or vehicle with vehicle insurance.

What is Vehicle Insurance?

As has been said above, if you want to protect your car or vehicle from car theft, you need to use vehicle insurance that is widely offered today. Before you choose vehicle insurance from an insurance company, you need to know in advance what vehicle insurance is and what will be guaranteed in this insurance. This insurance will protect two-wheeled motorized vehicles such as motorcycles, scooters or other types, four or more wheeled vehicles such as sedans, jeeps, trucks, minibuses, accessories and equipment attached to your vehicle will also be protected. Then what are the risks that will be guaranteed by using this vehicle insurance? Below you will get information about the risks that will be covered by this insurance. The insurance company will guarantee your vehicle from:

  • Collision, best, slip and also impact
  • Acts committed by the other party
  • Theft is carried out by force and threats or theft in the garage of a house or other place.
  • Fire and vehicle damage during travel
  • Crane fees required by your vehicle.
  • Risks Not Guaranteed by Vehicle Insurance

In addition to the risks that will be guaranteed by the insurance company above, for example due to car theft, insurance companies usually also provide a list of risks that are not guaranteed by the insurance company. The following are some risks that will not be covered by insurance companies:

  • Losses due to car or vehicle embezzlement
  • Vehicle overload
  • Natural disasters and wars
  • The driver does not have a clear letter and violates traffic rules
  • Damage not listed in the policy
  • Loss due to own carelessness

That was the risk that will be guaranteed and will not be guaranteed by the insurance company. In addition to this information, when you choose an insurance company to get vehicle insurance, you must be more careful. Not everything is fully explained by the insurance company so you have to ask and get further explanation. This will prevent you from agreeing to things you don't know or are not aware of. It's also a good idea to compare several insurance companies to get the best place to protect your vehicle from crimes such as car theft or other bad things.

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